Edit
Covering just the nipples with the hands or fingers, but leaving most of the breast and sometimes areolae exposed.
Usually just the hands or even just one or two fingers are used to cover the nipples, not the entire arm.
Examples
See also
This tag implicates covering_privates (learn more).
The following tags implicate this tag: covering_another's_nipples and covering_one_nipple (learn more).
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